Harbor Reserve managed company investments provide equity capital, secured loans, and/or mezzanine debt financing to enable project development, acquisition, or re-capitalization.

"Equity" refers to a managed company investment that results in partial ownership of the project. "Mezzanine" refers to a cross between a loan and equity in the form of a call option or convertible security that allows the managed company to convert the loan into an equity investment at a previously agreed price (mezzanine finance is usually subordinated to senior debt but ranks higher than common equity). "Debt" refers to a managed company investment that results in a first-priority lien on the project (the maximum loan period is usually 3 years).

"DPP" refers to Harbor Reserve managed company Direct Private Placement™ capitalization and investment with Harbor Reserve Preferred Investors™ and other Harbor Reserve registered investors – subject to project acceptance. Please consult the answers page of this site for additional information.

"HEG" refers to an investment by Harbor Entertainment Group: a separate entity created to provide discretionary funding for film production, music production, concert promotion, and event promotion.

"WRF" refers to an investment by World Reserve Fund. This Fund is being created to provide equity capital and loans for projects that provide a benefit not just for those directly involved in the project, such as food distribution, education, renewable energy, factory clean-up, and land conservation. The fund is for profit, will invest in sound projects on terms that will enable the success of the project, and will obtain government guarantees and tax benefits wherever possible.

"FYD" refers to the "Follow Your Dream" international scholastic scholarship program. Please contact Harbor Reserve for information about this program under development to provide financial assistance to those pursuing education and training to attain a better quality of life.